Category: Business & Finance

  • [Solved] Introductions, Goals, and Planning for this Term

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) – **Introduce yourself:** Share your name, your career goals, and the specific profession you are currently in and/or the career you hope to enter. – **Fun fact:** Tell us one interesting or unique fact about …

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management)

    – **Introduce yourself:** Share your name, your career goals, and the specific profession you are currently in and/or the career you hope to enter.
    – **Fun fact:** Tell us one interesting or unique fact about yourself.
    – **Success strategy:** What is one specific action you plan to do regularly this quarter to help you stay on track and explain how you plan to implement it this quarter?

    fun fact- talk about maintenance

    Career- business admin

    **Course name – WRK100 – Preparing for the Future of Work**

  • [Solved] Academic Writing

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) Academic Writing

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management)

    Academic Writing

  • [Solved] strategy case

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) Case: The Walt Disney Company and Pixar Inc.: To Acquire or Not to Acquire? (#709462) Preparation questions: 1. Do a better-off test for Disney – Pixar relationship (independently of whether it is alliance or…

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management)

    Case: The Walt Disney Company and Pixar Inc.: To Acquire or Not to Acquire? (#709462)

    Preparation questions:

    1. Do a better-off test for Disney – Pixar relationship (independently of whether it is alliance or common

    ownership): are there positive (negative) synergies if Pixar and Disney are in an exclusive relationship

    compared to if they act independently?

    2. Compare the value of Pixar and Disney together (from Q1) to the value that could be created if they worked

    with different partners instead: what if Pixar partnered with a movie studio other than Disney? What if Disney

    worked with another CG animation studio instead of Pixar?

  • [Solved] Business Finance – Management Business Finance – Management ASSIGNMENT (APA, NO PLAGARISM, GREAT WORK, ON TIME)

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) tutor assignment **files (4)** – ## WEEK6ASSIGNMENT.docx – week6Do_Strict_Capital_Requirements.pdf – Week6The_impact_of_a_firms_ESG_sco.pdf – Week6The_influence_of_cost_of_debt.pdf **## WEEK6ASSI…

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    tutor assignment

    **files (4)**

    – ## WEEK6ASSIGNMENT.docx

    – week6Do_Strict_Capital_Requirements.pdf
    – Week6The_impact_of_a_firms_ESG_sco.pdf
    – Week6The_influence_of_cost_of_debt.pdf

    **## WEEK6ASSIGNMENT.docx**

    **ASSIGNMENT No More than 1500 words,**

    **Case 3 – Cost of Capital**

    **The Cost of Capital for Master Tools**

    You have recently been hired by Master Tools (MT) in its relatively new treasury management department. MT was founded eight years ago by Martha Masters. Martha found a method to streamline the manufacturing process, resulting in a cheaper tool. The tools manufactured by MT are designed for the mass market and sold primarily through retail. The company is privately owned by Martha and her family, and it had sales of $97 million last year.

    MT primarily sells to do-it-yourself (DIY) customers who use the tools for personal projects, although it does sell through various online marketplaces. As a result, the company’s sales are price sensitive. When the company had sufficient capital, it would expand production. Relatively little formal analysis has been used in its capital budgeting process. Martha has just read about capital budgeting techniques and has come to you for help. For starters, the company has never attempted to determine its cost of capital, and Martha would like you to perform the analysis. Because the company is privately owned, it is difficult to determine the cost of equity for the company.

    Martha wants you to use the pure play approach to estimate the cost of capital for MT, and she has chosen Snap-On Incorporated as a representative company. The following questions will lead you through the steps to calculate this estimate.

    **Assignment Directions**

    **Write a case analysis of 1,000 – 1,500 words (4 to 5 pages), content (title page and reference page not included) in proper APA format, covering the following requirements:**

    1. Most publicly traded corporations are required to submit 10-Q (quarterly) and 10-K (annual) reports to the SEC detailing their financial operations over the previous quarter or year, respectively. These corporate filings are available on the
    [SEC website [webpage]](https://www.sec.gov/). Go to the SEC website and enter “SNA” for Snap-On in the “Search for Company Filings” link. Find the most recent 10-Q or 10-K and download the form. Look on the balance sheet to find the book value of debt and the book value of equity. If you look further down the report, you should find a section titled either “Long-Term Debt” or “Long-Term Debt and Interest Rate Risk Management” that will list a breakdown of Snap-On’s long-term debt. Discuss and analyze the items that you would find under long-term debt.

    2. To estimate the cost of equity for Snap-On, go to finance.yahoo.com and enter the ticker symbol SNA. Follow the various links to find answers to the following questions: What is the most recent stock price listed for Snap-On? What is the market value of equity, or market capitalization? How many shares of stock does Snap-On have outstanding? What is the beta for Snap-On? Now go back to finance.yahoo.com and follow the “Bonds” link. What is the yield on three-month Treasury bills? Using a 7 percent market risk premium, what is the cost of equity for Snap-On using the CAPM? Discuss and analyze your answer.

    3. Go to
    [Reuters [webpage]](https://www.reuters.com/) and find the list of competitors in the industry. Find the beta for each of these competitors, and then calculate the industry average beta. Using the industry average beta, what is the cost of equity? Discuss and analyze whether you use the beta for Snap-On or the beta for the industry in this case?

    4. You now need to calculate the
    **cost of debt** for Snap-On. Go to
    [FINRA [webpage]](https://finra-markets.morningstar.com/MarketData/Default.jsp?sdkVersion=2.63.0), enter Snap-On as the company, and find the yield to maturity for each of Snap-On’s bonds. What is the weighted average cost of debt for Snap-On using the book value weights and the market value weights? Discuss and analyze if it makes a difference in this case if you use book value weights or market value weights?

    5. You now have all the necessary information to
    **calculate the weighted average cost of capital** for Snap-On. Calculate the weighted average cost of capital for Snap-On using book value weights and market value weights, assuming Snap-On has a 21 percent tax rate. Discuss and analyze which cost of capital number is more relevant and why?

    6. You used Snap-On as a representative company to estimate the cost of capital for MT. What are some of the potential problems with this approach in this situation? Discuss and analyze what improvements you might suggest.

    **Submission Guidelines**

    · Prepare this Assignment according to the APA guidelines, including a title page, an introduction, and a conclusion. An abstract is not required. Use in-text citations and include a References section. A template is included in the
    **Resources and Supports**.

    · In your report, make certain that you include at least three (3) credible outside references

    The influence of cost of debt, cost of equity and weighted average cost of capital on dividend policy decision: evidence from non-financial companies listed on the Frankfurt Stock Exchange. (2024).
    _Future Business Journal, 10_(1), 99.
    [https://doi.org/10.1186/s43093-024-00384-8](https://doi.org/10.1186/s43093-024-00384-8)

    Priem, R., & Gabellone, A. (2024). The impact of a firm’s ESG score on its cost of capital: can a high ESG score serve as a substitute for a weaker legal environment.
    _Sustainability Accounting, Management and Policy Journal, 15_(3), 676-703.
    [https://doi.org/10.1108/SAMPJ-05-2023-0254](https://doi.org/10.1108/SAMPJ-05-2023-0254)

    Baker, M., & Wurgler, J. (2015). Do Strict Capital Requirements Raise the Cost of Capital? Bank Regulation, Capital Structure, and the Low-Risk Anomaly.
    _The American Economic Review, 105_(5), 315-320. https://doi.org/10.1257/aer.p20151092

    **Capital Market Structure**

    Welcome to Week 6, where we will focus on capital market structure in a perfect market, leverage, arbitrage, firm value, and follow through to a company’s payout policy, aligned to the Modigliani and Miller (MM) principle, as well as integrating the concepts learned over the past weeks on risk, return, and structure. The course objectives include

    · analyzing the influence of taxes on the choice of capital structure

    · examining how companies decide on dividend payouts and their implications

    · continuing to explore the capital asset pricing model

    · distinguishing between operating leverage and financial leverage

    · evaluating the effects of risk and return as it relates to the cost of capital and capital budgeting decisions

    · integrating portfolio theory and capital asset pricing model

    **Calculating Acceptable Debt and Equity**

    When talking about capital structure, a company is determining the acceptable amount of debt and equity for the business. How does a company accomplish this? By maximizing the total value of the securities issued for the company.

    **Pie Theory**

    The first theory presented is the Pie Theory:

    V= B+S, where

    · B is the market value of the debt,

    · S is the market value of equity.

    **MM Theory**

    Another theory widely accepted by the finance world is perfect capital markets, developed by Modigliani and Miller and referred to as the MM theory. Three conditions that make capital markets perfect include

    1. trading the same set of securities at competitive market prices, equal to the present value of their future cash flows

    2. there are no taxes, transaction costs, or issuance costs associated with security trading

    3. financing decisions do not change the cash flows generated by the company’s investments, nor do they reveal new information about them (Berk & DeMarzo, 2017).

    **week6Do_Strict_Capital_Requirements.pdf**

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    **Week6The_impact_of_a_firms_ESG_sco.pdf**

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    **Week6The_influence_of_cost_of_debt.pdf**

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    **Week6The_influence_of_cost_of_debt.pdf**

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    **## WEEK6ASSIGNMENT.docx**

    **ASSIGNMENT No More than 1500 words,**

    **Case 3 – Cost of Capital**

    **The Cost of Capital for Master Tools**

    You have recently been hired by Master Tools (MT) in its relatively new treasury management department. MT was founded eight years ago by Martha Masters. Martha found a method to streamline the manufacturing process, resulting in a cheaper tool. The tools manufactured by MT are designed for the mass market and sold primarily through retail. The company is privately owned by Martha and her family, and it had sales of $97 million last year.

    MT primarily sells to do-it-yourself (DIY) customers who use the tools for personal projects, although it does sell through various online marketplaces. As a result, the company’s sales are price sensitive. When the company had sufficient capital, it would expand production. Relatively little formal analysis has been used in its capital budgeting process. Martha has just read about capital budgeting techniques and has come to you for help. For starters, the company has never attempted to determine its cost of capital, and Martha would like you to perform the analysis. Because the company is privately owned, it is difficult to determine the cost of equity for the company.

    Martha wants you to use the pure play approach to estimate the cost of capital for MT, and she has chosen Snap-On Incorporated as a representative company. The following questions will lead you through the steps to calculate this estimate.

    **Assignment Directions**

    **Write a case analysis of 1,000 – 1,500 words (4 to 5 pages), content (title page and reference page not included) in proper APA format, covering the following requirements:**

    1. Most publicly traded corporations are required to submit 10-Q (quarterly) and 10-K (annual) reports to the SEC detailing their financial operations over the previous quarter or year, respectively. These corporate filings are available on the
    [SEC website [webpage]](https://www.sec.gov/). Go to the SEC website and enter “SNA” for Snap-On in the “Search for Company Filings” link. Find the most recent 10-Q or 10-K and download the form. Look on the balance sheet to find the book value of debt and the book value of equity. If you look further down the report, you should find a section titled either “Long-Term Debt” or “Long-Term Debt and Interest Rate Risk Management” that will list a breakdown of Snap-On’s long-term debt. Discuss and analyze the items that you would find under long-term debt.

    2. To estimate the cost of equity for Snap-On, go to finance.yahoo.com and enter the ticker symbol SNA. Follow the various links to find answers to the following questions: What is the most recent stock price listed for Snap-On? What is the market value of equity, or market capitalization? How many shares of stock does Snap-On have outstanding? What is the beta for Snap-On? Now go back to finance.yahoo.com and follow the “Bonds” link. What is the yield on three-month Treasury bills? Using a 7 percent market risk premium, what is the cost of equity for Snap-On using the CAPM? Discuss and analyze your answer.

    3. Go to
    [Reuters [webpage]](https://www.reuters.com/) and find the list of competitors in the industry. Find the beta for each of these competitors, and then calculate the industry average beta. Using the industry average beta, what is the cost of equity? Discuss and analyze whether you use the beta for Snap-On or the beta for the industry in this case?

    4. You now need to calculate the
    **cost of debt** for Snap-On. Go to
    [FINRA [webpage]](https://finra-markets.morningstar.com/MarketData/Default.jsp?sdkVersion=2.63.0), enter Snap-On as the company, and find the yield to maturity for each of Snap-On’s bonds. What is the weighted average cost of debt for Snap-On using the book value weights and the market value weights? Discuss and analyze if it makes a difference in this case if you use book value weights or market value weights?

    5. You now have all the necessary information to
    **calculate the weighted average cost of capital** for Snap-On. Calculate the weighted average cost of capital for Snap-On using book value weights and market value weights, assuming Snap-On has a 21 percent tax rate. Discuss and analyze which cost of capital number is more relevant and why?

    6. You used Snap-On as a representative company to estimate the cost of capital for MT. What are some of the potential problems with this approach in this situation? Discuss and analyze what improvements you might suggest.

    **Submission Guidelines**

    · Prepare this Assignment according to the APA guidelines, including a title page, an introduction, and a conclusion. An abstract is not required. Use in-text citations and include a References section. A template is included in the
    **Resources and Supports**.

    · In your report, make certain that you include at least three (3) credible outside references

    The influence of cost of debt, cost of equity and weighted average cost of capital on dividend policy decision: evidence from non-financial companies listed on the Frankfurt Stock Exchange. (2024).
    _Future Business Journal, 10_(1), 99.
    [https://doi.org/10.1186/s43093-024-00384-8](https://doi.org/10.1186/s43093-024-00384-8)

    Priem, R., & Gabellone, A. (2024). The impact of a firm’s ESG score on its cost of capital: can a high ESG score serve as a substitute for a weaker legal environment.
    _Sustainability Accounting, Management and Policy Journal, 15_(3), 676-703.
    [https://doi.org/10.1108/SAMPJ-05-2023-0254](https://doi.org/10.1108/SAMPJ-05-2023-0254)

    Baker, M., & Wurgler, J. (2015). Do Strict Capital Requirements Raise the Cost of Capital? Bank Regulation, Capital Structure, and the Low-Risk Anomaly.
    _The American Economic Review, 105_(5), 315-320. https://doi.org/10.1257/aer.p20151092

    **Capital Market Structure**

    Welcome to Week 6, where we will focus on capital market structure in a perfect market, leverage, arbitrage, firm value, and follow through to a company’s payout policy, aligned to the Modigliani and Miller (MM) principle, as well as integrating the concepts learned over the past weeks on risk, return, and structure. The course objectives include

    · analyzing the influence of taxes on the choice of capital structure

    · examining how companies decide on dividend payouts and their implications

    · continuing to explore the capital asset pricing model

    · distinguishing between operating leverage and financial leverage

    · evaluating the effects of risk and return as it relates to the cost of capital and capital budgeting decisions

    · integrating portfolio theory and capital asset pricing model

    **Calculating Acceptable Debt and Equity**

    When talking about capital structure, a company is determining the acceptable amount of debt and equity for the business. How does a company accomplish this? By maximizing the total value of the securities issued for the company.

    **Pie Theory**

    The first theory presented is the Pie Theory:

    V= B+S, where

    · B is the market value of the debt,

    · S is the market value of equity.

    **MM Theory**

    Another theory widely accepted by the finance world is perfect capital markets, developed by Modigliani and Miller and referred to as the MM theory. Three conditions that make capital markets perfect include

    1. trading the same set of securities at competitive market prices, equal to the present value of their future cash flows

    2. there are no taxes, transaction costs, or issuance costs associated with security trading

    3. financing decisions do not change the cash flows generated by the company’s investments, nor do they reveal new information about them (Berk & DeMarzo, 2017).

    **week6Do_Strict_Capital_Requirements.pdf**

    This file is too large to display. [View in new window](https://www.sweetstudy.com/files/week6do-strict-capital-requirements-pdf)

    **Week6The_impact_of_a_firms_ESG_sco.pdf**

    This file is too large to display. [View in new window](https://www.sweetstudy.com/files/week6the-impact-of-a-firms-esg-sco-pdf)

    **Week6The_influence_of_cost_of_debt.pdf**

    This file is too large to display. [View in new window](https://www.sweetstudy.com/files/week6the-influence-of-cost-of-debt-pdf)

    **## WEEK6ASSIGNMENT.docx**

    **ASSIGNMENT No More than 1500 words,**

    **Case 3 – Cost of Capital**

    **The Cost of Capital for Master Tools**

    You have recently been hired by Master Tools (MT) in its relatively new treasury management department. MT was founded eight years ago by Martha Masters. Martha found a method to streamline the manufacturing process, resulting in a cheaper tool. The tools manufactured by MT are designed for the mass market and sold primarily through retail. The company is privately owned by Martha and her family, and it had sales of $97 million last year.

    MT primarily sells to do-it-yourself (DIY) customers who use the tools for personal projects, although it does sell through various online marketplaces. As a result, the company’s sales are price sensitive. When the company had sufficient capital, it would expand production. Relatively little formal analysis has been used in its capital budgeting process. Martha has just read about capital budgeting techniques and has come to you for help. For starters, the company has never attempted to determine its cost of capital, and Martha would like you to perform the analysis. Because the company is privately owned, it is difficult to determine the cost of equity for the company.

    Martha wants you to use the pure play approach to estimate the cost of capital for MT, and she has chosen Snap-On Incorporated as a representative company. The following questions will lead you through the steps to calculate this estimate.

    **Assignment Directions**

    **Write a case analysis of 1,000 – 1,500 words (4 to 5 pages), content (title page and reference page not included) in proper APA format, covering the following requirements:**

    1. Most publicly traded corporations are required to submit 10-Q (quarterly) and 10-K (annual) reports to the SEC detailing their financial operations over the previous quarter or year, respectively. These corporate filings are available on the
    [SEC website [webpage]](https://www.sec.gov/). Go to the SEC website and enter “SNA” for Snap-On in the “Search for Company Filings” link. Find the most recent 10-Q or 10-K and download the form. Look on the balance sheet to find the book value of debt and the book value of equity. If you look further down the report, you should find a section titled either “Long-Term Debt” or “Long-Term Debt and Interest Rate Risk Management” that will list a breakdown of Snap-On’s long-term debt. Discuss and analyze the items that you would find under long-term debt.

    2. To estimate the cost of equity for Snap-On, go to finance.yahoo.com and enter the ticker symbol SNA. Follow the various links to find answers to the following questions: What is the most recent stock price listed for Snap-On? What is the market value of equity, or market capitalization? How many shares of stock does Snap-On have outstanding? What is the beta for Snap-On? Now go back to finance.yahoo.com and follow the “Bonds” link. What is the yield on three-month Treasury bills? Using a 7 percent market risk premium, what is the cost of equity for Snap-On using the CAPM? Discuss and analyze your answer.

    3. Go to
    [Reuters [webpage]](https://www.reuters.com/) and find the list of competitors in the industry. Find the beta for each of these competitors, and then calculate the industry average beta. Using the industry average beta, what is the cost of equity? Discuss and analyze whether you use the beta for Snap-On or the beta for the industry in this case?

    4. You now need to calculate the
    **cost of debt** for Snap-On. Go to
    [FINRA [webpage]](https://finra-markets.morningstar.com/MarketData/Default.jsp?sdkVersion=2.63.0), enter Snap-On as the company, and find the yield to maturity for each of Snap-On’s bonds. What is the weighted average cost of debt for Snap-On using the book value weights and the market value weights? Discuss and analyze if it makes a difference in this case if you use book value weights or market value weights?

    5. You now have all the necessary information to
    **calculate the weighted average cost of capital** for Snap-On. Calculate the weighted average cost of capital for Snap-On using book value weights and market value weights, assuming Snap-On has a 21 percent tax rate. Discuss and analyze which cost of capital number is more relevant and why?

    6. You used Snap-On as a representative company to estimate the cost of capital for MT. What are some of the potential problems with this approach in this situation? Discuss and analyze what improvements you might suggest.

    **Submission Guidelines**

    · Prepare this Assignment according to the APA guidelines, including a title page, an introduction, and a conclusion. An abstract is not required. Use in-text citations and include a References section. A template is included in the
    **Resources and Supports**.

    · In your report, make certain that you include at least three (3) credible outside references

    The influence of cost of debt, cost of equity and weighted average cost of capital on dividend policy decision: evidence from non-financial companies listed on the Frankfurt Stock Exchange. (2024).
    _Future Business Journal, 10_(1), 99.
    [https://doi.org/10.1186/s43093-024-00384-8](https://doi.org/10.1186/s43093-024-00384-8)

    Priem, R., & Gabellone, A. (2024). The impact of a firm’s ESG score on its cost of capital: can a high ESG score serve as a substitute for a weaker legal environment.
    _Sustainability Accounting, Management and Policy Journal, 15_(3), 676-703.
    [https://doi.org/10.1108/SAMPJ-05-2023-0254](https://doi.org/10.1108/SAMPJ-05-2023-0254)

    Baker, M., & Wurgler, J. (2015). Do Strict Capital Requirements Raise the Cost of Capital? Bank Regulation, Capital Structure, and the Low-Risk Anomaly.
    _The American Economic Review, 105_(5), 315-320. https://doi.org/10.1257/aer.p20151092

    **Capital Market Structure**

    Welcome to Week 6, where we will focus on capital market structure in a perfect market, leverage, arbitrage, firm value, and follow through to a company’s payout policy, aligned to the Modigliani and Miller (MM) principle, as well as integrating the concepts learned over the past weeks on risk, return, and structure. The course objectives include

    · analyzing the influence of taxes on the choice of capital structure

    · examining how companies decide on dividend payouts and their implications

    · continuing to explore the capital asset pricing model

    · distinguishing between operating leverage and financial leverage

    · evaluating the effects of risk and return as it relates to the cost of capital and capital budgeting decisions

    · integrating portfolio theory and capital asset pricing model

    **Calculating Acceptable Debt and Equity**

    When talking about capital structure, a company is determining the acceptable amount of debt and equity for the business. How does a company accomplish this? By maximizing the total value of the securities issued for the company.

    **Pie Theory**

    The first theory presented is the Pie Theory:

    V= B+S, where

    · B is the market value of the debt,

    · S is the market value of equity.

    **MM Theory**

    Another theory widely accepted by the finance world is perfect capital markets, developed by Modigliani and Miller and referred to as the MM theory. Three conditions that make capital markets perfect include

    1. trading the same set of securities at competitive market prices, equal to the present value of their future cash flows

    2. there are no taxes, transaction costs, or issuance costs associated with security trading

    3. financing decisions do not change the cash flows generated by the company’s investments, nor do they reveal new information about them (Berk & DeMarzo, 2017).

    **week6Do_Strict_Capital_Requirements.pdf**

    This file is too large to display. [View in new window](https://www.sweetstudy.com/files/week6do-strict-capital-requirements-pdf)

    **Week6The_impact_of_a_firms_ESG_sco.pdf**

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    **Week6The_influence_of_cost_of_debt.pdf**

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  • [Solved] week of work

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    [>Accounting homework help](https://www.sweetstudy.com/fields/business-finance-accounting) week of work

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    Assignment Prompt & Instructions

    [>Accounting homework help](https://www.sweetstudy.com/fields/business-finance-accounting)

    week of work

  • [Solved] Create a Crisis Communication Plan

    ✓ Verified Academic Solution Available

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) I need help with a signature assignment of creating a crisis communication plan. **files (1)** – ## FinalSignatureAssignment.pdf **## FinalSignatureAssignment.pdf** Final: Signature Assignment—Create a Crisi…

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management)

    I need help with a signature assignment of creating a crisis communication plan.

    **files (1)**

    – ## FinalSignatureAssignment.pdf

    **## FinalSignatureAssignment.pdf**

    Final: Signature Assignment—Create a Crisis Communication Plan

    Crisis Communication Plan Assignment Outline

    What is a Crisis?
    Crisis Definition: A crisis is any situation that threatens the integrity or reputation of your
    company, usually brought on by adverse or negative media attention. These situations
    can be any kind of legal dispute, theft, accident, fire, flood or manmade disaster that
    could be attributed to your company. It can also be a situation where in the eyes of the
    media or general public our company did not react to one of the above situations in the
    appropriate manner (Sandra K. Clawson-Freeo).

    Your Signature Assignment for the course.

    Each of you are to create a Crisis Communication Plan based on ONE “1” of the
    following:

    1. Financial Crisis -This is the crisis that occur in an organization due to its prevailing
    financial conditions.
    2. Technological Crisis – A technological crisis is caused by human application of science
    and technology. This occurs when technology becomes complex and the system breaks
    down.
    3. Crisis of Malevolence – When opponents or miscreant individuals use extreme tactics
    for the purpose of expressing anger or seeking gain from, a company or economic
    system, perhaps with the aim of destroying it.
    4. Natural Crisis – This is a crisis concerning natural disasters and considered as ‘acts of
    God’.
    5. Crisis of Deception – A crisis of deception can occur when management conceals or
    misrepresents information about itself and its production in its dealing with consumers
    and others.
    6. Work Place Violence – This crisis may occur when an employee(s) of former
    employee(s) commits an act of violence against the employees on organizational grounds.

    NOTE: Below are steps to help you.

    Step 1.
    Create a Title Page for the Crisis Communication Plan.

    Include the following:
    • Name of the organization
    • Name of the document, i.e., Crisis Communication Plan
    • Creation date or last date updated
    • Table of Contents

    Step 2.
    Create a Crisis Communication Team. (Formulate a Crisis Communication Team)

    Defining a qualified team and designation of a primary spokesperson to deal with a crisis
    is an essential first step. The composition of a crisis communication team may vary
    depending on the size of the operation, but keep these three roles in mind: operations,
    communication, and subject matter expertise.

    The Crisis Communication Team should be comprised of:
    • Leader-You
    • A Crisis Communication Team Leader (coordinator)
    • Assistant CCT (assist the team leader-coordinator)
    • Family Liaison (initiates contact with family member to notify with updates and
    information as information becomes available. (Note: Family members should always be
    informed before the media).
    • Human Resources
    • Legal Counsel/Advisor-Company Lawyer

    You are to create your Crisis Communication Team (CCT) with their/s title, position, and
    duties in regard to being part of the CCT.

    Reminder: Your goal is to be proactive and put mechanisms in place. You are the leader
    and Crisis Preparation is up to you.

    Communication Management
    Once the crisis has been determined and factual information to be communicated has
    been confirmed, it is time to begin planning a response strategy for communicating
    critical information and for responding to potential questions for each audience.
    Messages may be distributed internally to employees and externally to the public,
    shareholders, the media, etc.

    During this step, the CCT should:

    Step 3.
    Message Management-Communication Logistics
    • Identify your key audience/ who you will address.
    • Develop a script for conveying key information points-beginning of crisis-Holding
    Statement.
    • Develop a list of questions (5-10) that could be asked by a variety of audiences
    (families, media, and external stakeholders) about the crisis.
    • Establish a location for media (see yourself as a leader………you may have to address
    the public) and a safe location is needed.

    Mental Note: You, the Crisis Communication Team Leader, and Legal Counsel/Advisor-
    Lawyer should approve all messages.

    Step 4.
    Re-evaluate Conditions and Define Recovery

    As new information emerges, changes in your message/s should be continuously re-
    evaluated and should evolve to reflect the most up-to-date information. In your post-
    crisis phase, the organization is returning to business as usual. The crisis is no longer the
    focal point but still requires some attention. This is when follow-up communication is
    required.

    • Modify a pre-scripted message or develop a new message-communication update
    concerning the crisis.

    Step 5.
    Again, in the post-crisis phase, the organization is returning to business as usual. Create a
    letter that addresses the reason for the crisis and any changes in procedures or protocol
    that will now be part of preventing this crisis from happening in the future.

    Mental Note: As mentioned earlier; you, the Crisis Communication Team Leader, and
    Legal Counsel/Advisor-Lawyer should approve all messages.

    Crisis Communication Plan Requirements
    1. Length: The main body of your Crisis Communication Plan should be no more than 5-6
    pages. You are welcome to include other resources, but should be a separate section or
    appendix of the plan.

    2. Content: The first pages of your Crisis Communication Plan should clearly outline the
    steps the organization will take place in the event of a crisis, who is responsible for taking
    these steps, and how to contact the Crisis Communication Team
    3. Review: You are welcome to submit your Crisis Communication Plan for review. I will
    happy to give feedback before the assignment due date.

    Additional Requirements
    1. Your plan should be drafted in MS Word, using Arial 12 pt. font and 1” margins.
    2. 1.5 or double-spaced.
    3. Plan should be clear and concise and written in the third person.
    4. Words should be selected carefully. Words such as should and may imply choice.
    5. When using acronyms, spell out the words the first time, then indicate the acronym in
    parenthesis, e.g., Department of Labor (DOL).

    **## FinalSignatureAssignment.pdf**

    Final: Signature Assignment—Create a Crisis Communication Plan

    Crisis Communication Plan Assignment Outline

    What is a Crisis?
    Crisis Definition: A crisis is any situation that threatens the integrity or reputation of your
    company, usually brought on by adverse or negative media attention. These situations
    can be any kind of legal dispute, theft, accident, fire, flood or manmade disaster that
    could be attributed to your company. It can also be a situation where in the eyes of the
    media or general public our company did not react to one of the above situations in the
    appropriate manner (Sandra K. Clawson-Freeo).

    Your Signature Assignment for the course.

    Each of you are to create a Crisis Communication Plan based on ONE “1” of the
    following:

    1. Financial Crisis -This is the crisis that occur in an organization due to its prevailing
    financial conditions.
    2. Technological Crisis – A technological crisis is caused by human application of science
    and technology. This occurs when technology becomes complex and the system breaks
    down.
    3. Crisis of Malevolence – When opponents or miscreant individuals use extreme tactics
    for the purpose of expressing anger or seeking gain from, a company or economic
    system, perhaps with the aim of destroying it.
    4. Natural Crisis – This is a crisis concerning natural disasters and considered as ‘acts of
    God’.
    5. Crisis of Deception – A crisis of deception can occur when management conceals or
    misrepresents information about itself and its production in its dealing with consumers
    and others.
    6. Work Place Violence – This crisis may occur when an employee(s) of former
    employee(s) commits an act of violence against the employees on organizational grounds.

    NOTE: Below are steps to help you.

    Step 1.
    Create a Title Page for the Crisis Communication Plan.

    Include the following:
    • Name of the organization
    • Name of the document, i.e., Crisis Communication Plan
    • Creation date or last date updated
    • Table of Contents

    Step 2.
    Create a Crisis Communication Team. (Formulate a Crisis Communication Team)

    Defining a qualified team and designation of a primary spokesperson to deal with a crisis
    is an essential first step. The composition of a crisis communication team may vary
    depending on the size of the operation, but keep these three roles in mind: operations,
    communication, and subject matter expertise.

    The Crisis Communication Team should be comprised of:
    • Leader-You
    • A Crisis Communication Team Leader (coordinator)
    • Assistant CCT (assist the team leader-coordinator)
    • Family Liaison (initiates contact with family member to notify with updates and
    information as information becomes available. (Note: Family members should always be
    informed before the media).
    • Human Resources
    • Legal Counsel/Advisor-Company Lawyer

    You are to create your Crisis Communication Team (CCT) with their/s title, position, and
    duties in regard to being part of the CCT.

    Reminder: Your goal is to be proactive and put mechanisms in place. You are the leader
    and Crisis Preparation is up to you.

    Communication Management
    Once the crisis has been determined and factual information to be communicated has
    been confirmed, it is time to begin planning a response strategy for communicating
    critical information and for responding to potential questions for each audience.
    Messages may be distributed internally to employees and externally to the public,
    shareholders, the media, etc.

    During this step, the CCT should:

    Step 3.
    Message Management-Communication Logistics
    • Identify your key audience/ who you will address.
    • Develop a script for conveying key information points-beginning of crisis-Holding
    Statement.
    • Develop a list of questions (5-10) that could be asked by a variety of audiences
    (families, media, and external stakeholders) about the crisis.
    • Establish a location for media (see yourself as a leader………you may have to address
    the public) and a safe location is needed.

    Mental Note: You, the Crisis Communication Team Leader, and Legal Counsel/Advisor-
    Lawyer should approve all messages.

    Step 4.
    Re-evaluate Conditions and Define Recovery

    As new information emerges, changes in your message/s should be continuously re-
    evaluated and should evolve to reflect the most up-to-date information. In your post-
    crisis phase, the organization is returning to business as usual. The crisis is no longer the
    focal point but still requires some attention. This is when follow-up communication is
    required.

    • Modify a pre-scripted message or develop a new message-communication update
    concerning the crisis.

    Step 5.
    Again, in the post-crisis phase, the organization is returning to business as usual. Create a
    letter that addresses the reason for the crisis and any changes in procedures or protocol
    that will now be part of preventing this crisis from happening in the future.

    Mental Note: As mentioned earlier; you, the Crisis Communication Team Leader, and
    Legal Counsel/Advisor-Lawyer should approve all messages.

    Crisis Communication Plan Requirements
    1. Length: The main body of your Crisis Communication Plan should be no more than 5-6
    pages. You are welcome to include other resources, but should be a separate section or
    appendix of the plan.

    2. Content: The first pages of your Crisis Communication Plan should clearly outline the
    steps the organization will take place in the event of a crisis, who is responsible for taking
    these steps, and how to contact the Crisis Communication Team
    3. Review: You are welcome to submit your Crisis Communication Plan for review. I will
    happy to give feedback before the assignment due date.

    Additional Requirements
    1. Your plan should be drafted in MS Word, using Arial 12 pt. font and 1” margins.
    2. 1.5 or double-spaced.
    3. Plan should be clear and concise and written in the third person.
    4. Words should be selected carefully. Words such as should and may imply choice.
    5. When using acronyms, spell out the words the first time, then indicate the acronym in
    parenthesis, e.g., Department of Labor (DOL).

  • [Solved] Business Finance – Management Business Management Management ASSIGNMENT (APA, NO PLAGARISM, GREAT WORK, ON TIME)

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    **files (4)**

    – ## Week6AssignmentVideo.docx

    – ## WCOLLINSRESUME.docx

    – ## BClarkeResumeReview.docx

    – DevelopinganePortfolio_ArtifactAnalysisPaper.docx

    **## Week6AssignmentVideo.docx**

    Assignment ( I will present/Video write up)

    For this Discussion, please share and discuss the following:

    1. VIDEO: Prepare and share here a video self-presentation that you would use for your ePortfolio. This should be at least
    **1 minute** in length and no more than 3 minutes. This video is a role play presenting yourself to potential employers or others viewing your ePortfolio. That is your audience. You have a couple options to prepare this video:

        *Use the video recording app. here in the Discussion. Click the "Insert stuff" icon in the Discussion tool bar; then click "Add Video Note" — Here is a full Instruction sheet for this:
    [How to Post a Video Note in Discussion](https://myclassroom.apus.edu/content/enforced/1135042-812079/How%20to%20Post%20a%20Video%20Note%20in%20Discussion.pdf)

    OR

         \* Record your video in a file saved on your phone or computer, Click the "Insert stuff" icon in the Discussion tool bar; then click "My Computer" – attach and upload your video file; it will ask you for a name — name it with your name and video Intro – it will add to this Discussion.

    NOTE; PLEASE DO NOT ATTEMPT TO UPLOAD VIDEO TO YOUR GROUP LOCKER.

    2. WRITTEN NARRATIVE: In addition, include a narrative paragraph that briefly summarizes the artifacts you selected for your ePortfolio this term and  others you would add to further develop it.

    3. Add anything else you would like to share in the Discussion.

    4. REPLIES/PEER REVIEW:  Reply to each other's videos/posts as peer reviewers/mentors! Offer suggestions, comments, questions, to support and help each other.

    **## WCOLLINSRESUME.docx**

    ## W Collins

    · 254.857.0478 • xxx.xxx.xxxx •
    [wcollins2222@gmail.com](mailto:wcollins2222@gmail.com) • 1417 Gruene Dr. Many, TX, 71103

    ### Objective

    CBDU-10295840-18-MTH, Construction Control Representative

    ### Work Experience

    **VA North Texas Health Care System** | 4500 S. Lancaster Rd. Dallas, T July 2013 – Present

    _Safety and Occupational Health Specialist_

    Conducts Safety and Occupational Health surveys at Veteran Affairs Health Care Systems to include VA Contract Nursing Homes, Medical Foster Care, Community Based Outpatient Clinics, Community Residential Care Homes and Adult Day Cares. Recommend measures to eliminate or control hazardous practices and

    conditions which may cause mishaps. Prepared supplemental written safety procedures for application to local organizational components. Safety Specialist skilled in preparing, presenting fire protection, prevention and safety material for training purposes. Environment of Care Specialist responsible for assisting with local implementation of the Joint Commission environment of care program. Provided a safe, functional supportive and effective environment for staff, patients and contractors in the hospital. Managed fire extinguisher, sprinkler and kitchen suppression system inspections. Coordinated deficiency reports and corrective actions with engineering service.

    Major duties include, but are not limited to:

    · Creates layered and comprehensive approaches to identifying safety risks and preventing accidents before they happen within our construction safety round program;

    · Develops a culture of safety where construction activities are occurring;

    · Assumes lead role in the development of construction safety goals, policy, and procedural documentation;

    · Applies safety science, industrial hygiene principles, engineering principles, practical concepts, and

    processes to maintain a safe and healthy worksite for staff, volunteers, visitors, contractors and the general public during construction and renovation-related activities;

    · Performs risk assessments and work closely with architects and engineers to identify, mitigate, and prevent unsafe work conditions;

    · Performs pre-construction risk assessments, review of contractor submittal and Interim Life Safety assessments.

    **Facilities Engineering Acquisition Department** | 1215 Depot Ave Forney, TX 76 July 2011 – July 2013

    _Construction Control Representative_

    Construction Control Representative responsible for developing scopes of work, cost estimates and contract documents for construction that are clearly written and complete.

    · Responsible for developing and maintaining current and accurate specifications for service, repair, and maintenance construction contracts at Naval Facilities Engineering Command estimated at $10 million.

    · Reviewed project plans and specifications prior to contract advertisement to determine practicability from a construction standpoint, whether physical obstructions or other construction difficulties have been anticipated, and whether materials specified are readily available.

    · Knowledge of and experience in Construction Project Management.

    · Attended pre-bid and pre-construction conferences to inform contractor of requirements concerning construction scheduling, progress reporting, safety measures, wage and hour law observance, labor relations, and payroll records; and supervised site surveys, set stakes to mark pertinent features, and investigate foundation.

    · Serve as Contracting Officers Technical Representative (COTR) on various contracts. Current U.S. Government Secret Security Clearance.

    · Prepared Performance Work Statements (PWS) using Naval Facilities Engineering Command's Facility Support Contracts(FSC) Templates.

    ### Education

    ### **American Military University** | Charles Town, WV, 25414 _Master of Business Administration, MBA_ GPA 3.30 **University of Maryland University College** | Adelphia, MD, 20783 _Bachelor's of Science in Business Management Studies_ GPA 2.90 **University of Maryland University College** | Adelphia, MD, 20783 _Associate's of Arts in Business Management_ GPA 2.89 **John Dovonvan High School** | New Orleans, LA, 78908 _Diploma_

    ### Job Related Training

    · 9209 OSHA Construction Focus

    · 03/05 Navy Construction Inspector, Enlisted Classification-5501

    · 9228 OSHA Confined Space

    · 9147 OSHA Control of Hazardous Energy

    · 9251 OSHA Asbestos

    · 9138 OSHA Walking/ Working Surfaces

    · 9342 OSHA Accident Investigation

    · 07/12 Naval Facilities Engineering 40 Hour Contract Safety Hazard Awareness Certification

    · 07/12 Occupational Safety and Health Administration 30Hr Safety Course

    · 07/05 Naval Occupational Safety and Health (ASHORE)

    · 03/12 Naval Facilities Engineering Command (NAVFAC) Writing Statement of Work

    ### Other Information

    · 05/18 Lake High School Varsity Football Representative

    · 01/18 Concord Church Men's Ministry

    May 2026

    May 2006

    August 2004

    May 1991

    **## BClarkeResumeReview.docx**

    ## **RESUME PEER REVIEW**

    ### **Introduction**

    The peer review critiques your resume as if a potential employer has received it for employment opportunities. The grading criteria is focused on job relevance, formatting, effectiveness, language, as well as education and training, which your resume provides well, showing experience in prior construction work as well as Health Care, expressing familiarity with compliance and inspections and a clear background in safety management.

    ### **Summary of Review Criteria and Research**

    ### Five areas of criteria were utilized in evaluating your resume, which are job relevance and targeting, formatting and readability, effectiveness given the objective, language used and education and certifications. These criteria were taken into consideration from Indeed.com, which is one of the nation’s largest hiring and employment websites that both large and small businesses utilize to attract top talent, and what job seekers utilize to find relevant job opportunities for themselves. Additionally, Harvard career guidance helped formulate the criteria with emphasis on tailoring the document, using action verbs and focusing on accomplishments other than responsibilities.

    ### **Review of Resume**

    | | |
    | — | — |
    | #### **REVIEW CRITERIA** | #### **REVIEW COMMENTS (PRO & CON)** |
    | **1. Job relevance and targeting** | **The resume is clearly targeting safety and contract oversight work, which is one of the greatest strengths of the resume overall, as it aligns perfectly to the target objective. This is extremely helpful if you are targeting one specific dream job type situation or have a very specific job that you are trying to obtain. That being said, the objective shows the target job, but also provide a statement about the overall value you are bringing to the table, showing off your experience in construction safety, federal facility support, and compliance also.** |
    | **2. Formatting and Readability** | **Your resume contains the primary portions that employers have come to expect, aiding in the document feeling complete and more acceptable, but, the formatting itself could be improved upon. There is an unneeded gap between your first work experience and the major duties that are included. This format does not happen again under the Construction Control Representative role, which detracts from consistency and maybe adds confusion and speculation. Under Education, perhaps consider moving the dates of your degrees underneath their data entry, as the space gapping may make your resume harder to scan quickly (Indeed, 2025.) Remember, most recruiters spend 10-15 seconds checking each resume towards a position, if that.** |
    | **3. Summary and objective effectiveness** | **The objective identifies a target position, which helps translate your direct intent and position and reason for applying. What could be done differently here is also providing a comprehensive professional summary, which aids in employers helping to comprehend who you exactly are in terms of what you bring to the table for their company as well as years of experience and any certs or clearances that you might hold right off the bat (Indeed, 2025). This helps recruiters skim and see immediately what they are targeting for a solid hire, which presents even more opportunity for your resume to not be overlooked.** |
    | **4. Experience and accomplishment language** | **The experience expressed in the resume remains extremely on target, clearly showing expertise in the subject matters of safety, risk, oversight, review and development of policy, which are incredibly effective for the present role which you are pursuing. One area of improvement that could be taken into consideration here is how the information itself is communicated. Phrases that introduce with “responsible for” and “major duties include” could become more assertive if instead they used strong action verbs that show achievable outcomes, as suggested by Harvard’s Division of Continuing Education (2025), the Indeed Editorial Team (2025) and Harvard Faculty of Arts and Sciences Mignone Center for Career Success, (n.d.). You are potentially missing a great opportunity to reflect achievements in your work bullets that create a very persuasive impact in your experience history, as opposed to just citing off what your cut and dry work responsibilities were.** |
    | **5. Training, Education and Supporting Qualifications** | **The extensive OSHA and NAVFAC related education and training are extremely helpful here for the role you are targeting and present a clear edge above your applicant competition and peers. The Secret clearance being presented also is the perfect way to shine because it is a certification that gives you that competitive edge when it comes to meaningful contractor and federal roles. The improvement which could be presented here is in the education and training sections, which could be presented more consistently and clearly, especially with the dates, by narrowing the gap which recruiters and hiring managers would need to line them up to your degrees, cutting down their eye skimming time (Indeed, 2025). This is a very slight improvement, but the less time anyone reading your resume has to spend, the better. Another would be considered renaming “Other Information” to something more impactful like “Community Involvement” or “Volunteering Efforts” to show that you are a well-rounded professional who actively participates in the community and serves the community at large in a positive and professional manner.** |

    ### **Conclusion**

    All in all, the strong experience and alignment with construction safety is demonstrated very effectively in your resume. The field and target position which you are applying for is a direct matchup with the content that is presented inside the resume. Your resume will make an even bigger and better impression as well as leave a lasting impact with recruiting and hiring managers if slight revisions to accomplishment focused bullets are made, minor revisions to formatting, specifically to the education dates are included, and inserting a strong professional summary at the beginning also. The experience in the resume is fantastic, the main improvements that could be made is how that experience could be better communicated on the page. Great job!

    ### **References**

    Harvard Division of Continuing Education. (2025, November 18).
    _How to write a great resume and cover letter_. Harvard Extension School.
    [https://extension.harvard.edu/blog/how-to-write-a-great-resume-and-cover-letter/](https://extension.harvard.edu/blog/how-to-write-a-great-resume-and-cover-letter/?utm_source=chatgpt.com)

    Harvard Faculty of Arts and Sciences Mignone Center for Career Success. (n.d.).
    _Create a strong resume_. Harvard University.
    [https://careerservices.fas.harvard.edu/resources/create-a-strong-resume/](https://careerservices.fas.harvard.edu/resources/create-a-strong-resume/?utm_source=chatgpt.com)

    Indeed Editorial Team. (2025, December 11).
    _Resume critique: Definition and tips_. Indeed.
    [https://www.indeed.com/career-advice/resumes-cover-letters/resume-critique](https://www.indeed.com/career-advice/resumes-cover-letters/resume-critique?utm_source=chatgpt.com)

    **DevelopinganePortfolio_ArtifactAnalysisPaper.docx**

    This file is too large to display. [View in new window](https://www.sweetstudy.com/files/developinganeportfolio-artifactanalysispaper-docx)

    **DevelopinganePortfolio_ArtifactAnalysisPaper.docx**

    This file is too large to display. [View in new window](https://www.sweetstudy.com/files/developinganeportfolio-artifactanalysispaper-docx)

    **## Week6AssignmentVideo.docx**

    Assignment ( I will present/Video write up)

    For this Discussion, please share and discuss the following:

    1. VIDEO: Prepare and share here a video self-presentation that you would use for your ePortfolio. This should be at least
    **1 minute** in length and no more than 3 minutes. This video is a role play presenting yourself to potential employers or others viewing your ePortfolio. That is your audience. You have a couple options to prepare this video:

        *Use the video recording app. here in the Discussion. Click the "Insert stuff" icon in the Discussion tool bar; then click "Add Video Note" — Here is a full Instruction sheet for this:
    [How to Post a Video Note in Discussion](https://myclassroom.apus.edu/content/enforced/1135042-812079/How%20to%20Post%20a%20Video%20Note%20in%20Discussion.pdf)

    OR

         \* Record your video in a file saved on your phone or computer, Click the "Insert stuff" icon in the Discussion tool bar; then click "My Computer" – attach and upload your video file; it will ask you for a name — name it with your name and video Intro – it will add to this Discussion.

    NOTE; PLEASE DO NOT ATTEMPT TO UPLOAD VIDEO TO YOUR GROUP LOCKER.

    2. WRITTEN NARRATIVE: In addition, include a narrative paragraph that briefly summarizes the artifacts you selected for your ePortfolio this term and  others you would add to further develop it.

    3. Add anything else you would like to share in the Discussion.

    4. REPLIES/PEER REVIEW:  Reply to each other's videos/posts as peer reviewers/mentors! Offer suggestions, comments, questions, to support and help each other.

    **## WCOLLINSRESUME.docx**

    ## W Collins

    · 254.857.0478 • xxx.xxx.xxxx •
    [wcollins2222@gmail.com](mailto:wcollins2222@gmail.com) • 1417 Gruene Dr. Many, TX, 71103

    ### Objective

    CBDU-10295840-18-MTH, Construction Control Representative

    ### Work Experience

    **VA North Texas Health Care System** | 4500 S. Lancaster Rd. Dallas, T July 2013 – Present

    _Safety and Occupational Health Specialist_

    Conducts Safety and Occupational Health surveys at Veteran Affairs Health Care Systems to include VA Contract Nursing Homes, Medical Foster Care, Community Based Outpatient Clinics, Community Residential Care Homes and Adult Day Cares. Recommend measures to eliminate or control hazardous practices and

    conditions which may cause mishaps. Prepared supplemental written safety procedures for application to local organizational components. Safety Specialist skilled in preparing, presenting fire protection, prevention and safety material for training purposes. Environment of Care Specialist responsible for assisting with local implementation of the Joint Commission environment of care program. Provided a safe, functional supportive and effective environment for staff, patients and contractors in the hospital. Managed fire extinguisher, sprinkler and kitchen suppression system inspections. Coordinated deficiency reports and corrective actions with engineering service.

    Major duties include, but are not limited to:

    · Creates layered and comprehensive approaches to identifying safety risks and preventing accidents before they happen within our construction safety round program;

    · Develops a culture of safety where construction activities are occurring;

    · Assumes lead role in the development of construction safety goals, policy, and procedural documentation;

    · Applies safety science, industrial hygiene principles, engineering principles, practical concepts, and

    processes to maintain a safe and healthy worksite for staff, volunteers, visitors, contractors and the general public during construction and renovation-related activities;

    · Performs risk assessments and work closely with architects and engineers to identify, mitigate, and prevent unsafe work conditions;

    · Performs pre-construction risk assessments, review of contractor submittal and Interim Life Safety assessments.

    **Facilities Engineering Acquisition Department** | 1215 Depot Ave Forney, TX 76 July 2011 – July 2013

    _Construction Control Representative_

    Construction Control Representative responsible for developing scopes of work, cost estimates and contract documents for construction that are clearly written and complete.

    · Responsible for developing and maintaining current and accurate specifications for service, repair, and maintenance construction contracts at Naval Facilities Engineering Command estimated at $10 million.

    · Reviewed project plans and specifications prior to contract advertisement to determine practicability from a construction standpoint, whether physical obstructions or other construction difficulties have been anticipated, and whether materials specified are readily available.

    · Knowledge of and experience in Construction Project Management.

    · Attended pre-bid and pre-construction conferences to inform contractor of requirements concerning construction scheduling, progress reporting, safety measures, wage and hour law observance, labor relations, and payroll records; and supervised site surveys, set stakes to mark pertinent features, and investigate foundation.

    · Serve as Contracting Officers Technical Representative (COTR) on various contracts. Current U.S. Government Secret Security Clearance.

    · Prepared Performance Work Statements (PWS) using Naval Facilities Engineering Command's Facility Support Contracts(FSC) Templates.

    ### Education

    ### **American Military University** | Charles Town, WV, 25414 _Master of Business Administration, MBA_ GPA 3.30 **University of Maryland University College** | Adelphia, MD, 20783 _Bachelor's of Science in Business Management Studies_ GPA 2.90 **University of Maryland University College** | Adelphia, MD, 20783 _Associate's of Arts in Business Management_ GPA 2.89 **John Dovonvan High School** | New Orleans, LA, 78908 _Diploma_

    ### Job Related Training

    · 9209 OSHA Construction Focus

    · 03/05 Navy Construction Inspector, Enlisted Classification-5501

    · 9228 OSHA Confined Space

    · 9147 OSHA Control of Hazardous Energy

    · 9251 OSHA Asbestos

    · 9138 OSHA Walking/ Working Surfaces

    · 9342 OSHA Accident Investigation

    · 07/12 Naval Facilities Engineering 40 Hour Contract Safety Hazard Awareness Certification

    · 07/12 Occupational Safety and Health Administration 30Hr Safety Course

    · 07/05 Naval Occupational Safety and Health (ASHORE)

    · 03/12 Naval Facilities Engineering Command (NAVFAC) Writing Statement of Work

    ### Other Information

    · 05/18 Lake High School Varsity Football Representative

    · 01/18 Concord Church Men's Ministry

    May 2026

    May 2006

    August 2004

    May 1991

    **## BClarkeResumeReview.docx**

    ## **RESUME PEER REVIEW**

    ### **Introduction**

    The peer review critiques your resume as if a potential employer has received it for employment opportunities. The grading criteria is focused on job relevance, formatting, effectiveness, language, as well as education and training, which your resume provides well, showing experience in prior construction work as well as Health Care, expressing familiarity with compliance and inspections and a clear background in safety management.

    ### **Summary of Review Criteria and Research**

    ### Five areas of criteria were utilized in evaluating your resume, which are job relevance and targeting, formatting and readability, effectiveness given the objective, language used and education and certifications. These criteria were taken into consideration from Indeed.com, which is one of the nation’s largest hiring and employment websites that both large and small businesses utilize to attract top talent, and what job seekers utilize to find relevant job opportunities for themselves. Additionally, Harvard career guidance helped formulate the criteria with emphasis on tailoring the document, using action verbs and focusing on accomplishments other than responsibilities.

    ### **Review of Resume**

    | | |
    | — | — |
    | #### **REVIEW CRITERIA** | #### **REVIEW COMMENTS (PRO & CON)** |
    | **1. Job relevance and targeting** | **The resume is clearly targeting safety and contract oversight work, which is one of the greatest strengths of the resume overall, as it aligns perfectly to the target objective. This is extremely helpful if you are targeting one specific dream job type situation or have a very specific job that you are trying to obtain. That being said, the objective shows the target job, but also provide a statement about the overall value you are bringing to the table, showing off your experience in construction safety, federal facility support, and compliance also.** |
    | **2. Formatting and Readability** | **Your resume contains the primary portions that employers have come to expect, aiding in the document feeling complete and more acceptable, but, the formatting itself could be improved upon. There is an unneeded gap between your first work experience and the major duties that are included. This format does not happen again under the Construction Control Representative role, which detracts from consistency and maybe adds confusion and speculation. Under Education, perhaps consider moving the dates of your degrees underneath their data entry, as the space gapping may make your resume harder to scan quickly (Indeed, 2025.) Remember, most recruiters spend 10-15 seconds checking each resume towards a position, if that.** |
    | **3. Summary and objective effectiveness** | **The objective identifies a target position, which helps translate your direct intent and position and reason for applying. What could be done differently here is also providing a comprehensive professional summary, which aids in employers helping to comprehend who you exactly are in terms of what you bring to the table for their company as well as years of experience and any certs or clearances that you might hold right off the bat (Indeed, 2025). This helps recruiters skim and see immediately what they are targeting for a solid hire, which presents even more opportunity for your resume to not be overlooked.** |
    | **4. Experience and accomplishment language** | **The experience expressed in the resume remains extremely on target, clearly showing expertise in the subject matters of safety, risk, oversight, review and development of policy, which are incredibly effective for the present role which you are pursuing. One area of improvement that could be taken into consideration here is how the information itself is communicated. Phrases that introduce with “responsible for” and “major duties include” could become more assertive if instead they used strong action verbs that show achievable outcomes, as suggested by Harvard’s Division of Continuing Education (2025), the Indeed Editorial Team (2025) and Harvard Faculty of Arts and Sciences Mignone Center for Career Success, (n.d.). You are potentially missing a great opportunity to reflect achievements in your work bullets that create a very persuasive impact in your experience history, as opposed to just citing off what your cut and dry work responsibilities were.** |
    | **5. Training, Education and Supporting Qualifications** | **The extensive OSHA and NAVFAC related education and training are extremely helpful here for the role you are targeting and present a clear edge above your applicant competition and peers. The Secret clearance being presented also is the perfect way to shine because it is a certification that gives you that competitive edge when it comes to meaningful contractor and federal roles. The improvement which could be presented here is in the education and training sections, which could be presented more consistently and clearly, especially with the dates, by narrowing the gap which recruiters and hiring managers would need to line them up to your degrees, cutting down their eye skimming time (Indeed, 2025). This is a very slight improvement, but the less time anyone reading your resume has to spend, the better. Another would be considered renaming “Other Information” to something more impactful like “Community Involvement” or “Volunteering Efforts” to show that you are a well-rounded professional who actively participates in the community and serves the community at large in a positive and professional manner.** |

    ### **Conclusion**

    All in all, the strong experience and alignment with construction safety is demonstrated very effectively in your resume. The field and target position which you are applying for is a direct matchup with the content that is presented inside the resume. Your resume will make an even bigger and better impression as well as leave a lasting impact with recruiting and hiring managers if slight revisions to accomplishment focused bullets are made, minor revisions to formatting, specifically to the education dates are included, and inserting a strong professional summary at the beginning also. The experience in the resume is fantastic, the main improvements that could be made is how that experience could be better communicated on the page. Great job!

    ### **References**

    Harvard Division of Continuing Education. (2025, November 18).
    _How to write a great resume and cover letter_. Harvard Extension School.
    [https://extension.harvard.edu/blog/how-to-write-a-great-resume-and-cover-letter/](https://extension.harvard.edu/blog/how-to-write-a-great-resume-and-cover-letter/?utm_source=chatgpt.com)

    Harvard Faculty of Arts and Sciences Mignone Center for Career Success. (n.d.).
    _Create a strong resume_. Harvard University.
    [https://careerservices.fas.harvard.edu/resources/create-a-strong-resume/](https://careerservices.fas.harvard.edu/resources/create-a-strong-resume/?utm_source=chatgpt.com)

    Indeed Editorial Team. (2025, December 11).
    _Resume critique: Definition and tips_. Indeed.
    [https://www.indeed.com/career-advice/resumes-cover-letters/resume-critique](https://www.indeed.com/career-advice/resumes-cover-letters/resume-critique?utm_source=chatgpt.com)

    **DevelopinganePortfolio_ArtifactAnalysisPaper.docx**

    This file is too large to display. [View in new window](https://www.sweetstudy.com/files/developinganeportfolio-artifactanalysispaper-docx)

    **## Week6AssignmentVideo.docx**

    Assignment ( I will present/Video write up)

    For this Discussion, please share and discuss the following:

    1. VIDEO: Prepare and share here a video self-presentation that you would use for your ePortfolio. This should be at least
    **1 minute** in length and no more than 3 minutes. This video is a role play presenting yourself to potential employers or others viewing your ePortfolio. That is your audience. You have a couple options to prepare this video:

        *Use the video recording app. here in the Discussion. Click the "Insert stuff" icon in the Discussion tool bar; then click "Add Video Note" — Here is a full Instruction sheet for this:
    [How to Post a Video Note in Discussion](https://myclassroom.apus.edu/content/enforced/1135042-812079/How%20to%20Post%20a%20Video%20Note%20in%20Discussion.pdf)

    OR

         \* Record your video in a file saved on your phone or computer, Click the "Insert stuff" icon in the Discussion tool bar; then click "My Computer" – attach and upload your video file; it will ask you for a name — name it with your name and video Intro – it will add to this Discussion.

    NOTE; PLEASE DO NOT ATTEMPT TO UPLOAD VIDEO TO YOUR GROUP LOCKER.

    2. WRITTEN NARRATIVE: In addition, include a narrative paragraph that briefly summarizes the artifacts you selected for your ePortfolio this term and  others you would add to further develop it.

    3. Add anything else you would like to share in the Discussion.

    4. REPLIES/PEER REVIEW:  Reply to each other's videos/posts as peer reviewers/mentors! Offer suggestions, comments, questions, to support and help each other.

    **## WCOLLINSRESUME.docx**

    ## W Collins

    · 254.857.0478 • xxx.xxx.xxxx •
    [wcollins2222@gmail.com](mailto:wcollins2222@gmail.com) • 1417 Gruene Dr. Many, TX, 71103

    ### Objective

    CBDU-10295840-18-MTH, Construction Control Representative

    ### Work Experience

    **VA North Texas Health Care System** | 4500 S. Lancaster Rd. Dallas, T July 2013 – Present

    _Safety and Occupational Health Specialist_

    Conducts Safety and Occupational Health surveys at Veteran Affairs Health Care Systems to include VA Contract Nursing Homes, Medical Foster Care, Community Based Outpatient Clinics, Community Residential Care Homes and Adult Day Cares. Recommend measures to eliminate or control hazardous practices and

    conditions which may cause mishaps. Prepared supplemental written safety procedures for application to local organizational components. Safety Specialist skilled in preparing, presenting fire protection, prevention and safety material for training purposes. Environment of Care Specialist responsible for assisting with local implementation of the Joint Commission environment of care program. Provided a safe, functional supportive and effective environment for staff, patients and contractors in the hospital. Managed fire extinguisher, sprinkler and kitchen suppression system inspections. Coordinated deficiency reports and corrective actions with engineering service.

    Major duties include, but are not limited to:

    · Creates layered and comprehensive approaches to identifying safety risks and preventing accidents before they happen within our construction safety round program;

    · Develops a culture of safety where construction activities are occurring;

    · Assumes lead role in the development of construction safety goals, policy, and procedural documentation;

    · Applies safety science, industrial hygiene principles, engineering principles, practical concepts, and

    processes to maintain a safe and healthy worksite for staff, volunteers, visitors, contractors and the general public during construction and renovation-related activities;

    · Performs risk assessments and work closely with architects and engineers to identify, mitigate, and prevent unsafe work conditions;

    · Performs pre-construction risk assessments, review of contractor submittal and Interim Life Safety assessments.

    **Facilities Engineering Acquisition Department** | 1215 Depot Ave Forney, TX 76 July 2011 – July 2013

    _Construction Control Representative_

    Construction Control Representative responsible for developing scopes of work, cost estimates and contract documents for construction that are clearly written and complete.

    · Responsible for developing and maintaining current and accurate specifications for service, repair, and maintenance construction contracts at Naval Facilities Engineering Command estimated at $10 million.

    · Reviewed project plans and specifications prior to contract advertisement to determine practicability from a construction standpoint, whether physical obstructions or other construction difficulties have been anticipated, and whether materials specified are readily available.

    · Knowledge of and experience in Construction Project Management.

    · Attended pre-bid and pre-construction conferences to inform contractor of requirements concerning construction scheduling, progress reporting, safety measures, wage and hour law observance, labor relations, and payroll records; and supervised site surveys, set stakes to mark pertinent features, and investigate foundation.

    · Serve as Contracting Officers Technical Representative (COTR) on various contracts. Current U.S. Government Secret Security Clearance.

    · Prepared Performance Work Statements (PWS) using Naval Facilities Engineering Command's Facility Support Contracts(FSC) Templates.

    ### Education

    ### **American Military University** | Charles Town, WV, 25414 _Master of Business Administration, MBA_ GPA 3.30 **University of Maryland University College** | Adelphia, MD, 20783 _Bachelor's of Science in Business Management Studies_ GPA 2.90 **University of Maryland University College** | Adelphia, MD, 20783 _Associate's of Arts in Business Management_ GPA 2.89 **John Dovonvan High School** | New Orleans, LA, 78908 _Diploma_

    ### Job Related Training

    · 9209 OSHA Construction Focus

    · 03/05 Navy Construction Inspector, Enlisted Classification-5501

    · 9228 OSHA Confined Space

    · 9147 OSHA Control of Hazardous Energy

    · 9251 OSHA Asbestos

    · 9138 OSHA Walking/ Working Surfaces

    · 9342 OSHA Accident Investigation

    · 07/12 Naval Facilities Engineering 40 Hour Contract Safety Hazard Awareness Certification

    · 07/12 Occupational Safety and Health Administration 30Hr Safety Course

    · 07/05 Naval Occupational Safety and Health (ASHORE)

    · 03/12 Naval Facilities Engineering Command (NAVFAC) Writing Statement of Work

    ### Other Information

    · 05/18 Lake High School Varsity Football Representative

    · 01/18 Concord Church Men's Ministry

    May 2026

    May 2006

    August 2004

    May 1991

    **## BClarkeResumeReview.docx**

    ## **RESUME PEER REVIEW**

    ### **Introduction**

    The peer review critiques your resume as if a potential employer has received it for employment opportunities. The grading criteria is focused on job relevance, formatting, effectiveness, language, as well as education and training, which your resume provides well, showing experience in prior construction work as well as Health Care, expressing familiarity with compliance and inspections and a clear background in safety management.

    ### **Summary of Review Criteria and Research**

    ### Five areas of criteria were utilized in evaluating your resume, which are job relevance and targeting, formatting and readability, effectiveness given the objective, language used and education and certifications. These criteria were taken into consideration from Indeed.com, which is one of the nation’s largest hiring and employment websites that both large and small businesses utilize to attract top talent, and what job seekers utilize to find relevant job opportunities for themselves. Additionally, Harvard career guidance helped formulate the criteria with emphasis on tailoring the document, using action verbs and focusing on accomplishments other than responsibilities.

    ### **Review of Resume**

    | | |
    | — | — |
    | #### **REVIEW CRITERIA** | #### **REVIEW COMMENTS (PRO & CON)** |
    | **1. Job relevance and targeting** | **The resume is clearly targeting safety and contract oversight work, which is one of the greatest strengths of the resume overall, as it aligns perfectly to the target objective. This is extremely helpful if you are targeting one specific dream job type situation or have a very specific job that you are trying to obtain. That being said, the objective shows the target job, but also provide a statement about the overall value you are bringing to the table, showing off your experience in construction safety, federal facility support, and compliance also.** |
    | **2. Formatting and Readability** | **Your resume contains the primary portions that employers have come to expect, aiding in the document feeling complete and more acceptable, but, the formatting itself could be improved upon. There is an unneeded gap between your first work experience and the major duties that are included. This format does not happen again under the Construction Control Representative role, which detracts from consistency and maybe adds confusion and speculation. Under Education, perhaps consider moving the dates of your degrees underneath their data entry, as the space gapping may make your resume harder to scan quickly (Indeed, 2025.) Remember, most recruiters spend 10-15 seconds checking each resume towards a position, if that.** |
    | **3. Summary and objective effectiveness** | **The objective identifies a target position, which helps translate your direct intent and position and reason for applying. What could be done differently here is also providing a comprehensive professional summary, which aids in employers helping to comprehend who you exactly are in terms of what you bring to the table for their company as well as years of experience and any certs or clearances that you might hold right off the bat (Indeed, 2025). This helps recruiters skim and see immediately what they are targeting for a solid hire, which presents even more opportunity for your resume to not be overlooked.** |
    | **4. Experience and accomplishment language** | **The experience expressed in the resume remains extremely on target, clearly showing expertise in the subject matters of safety, risk, oversight, review and development of policy, which are incredibly effective for the present role which you are pursuing. One area of improvement that could be taken into consideration here is how the information itself is communicated. Phrases that introduce with “responsible for” and “major duties include” could become more assertive if instead they used strong action verbs that show achievable outcomes, as suggested by Harvard’s Division of Continuing Education (2025), the Indeed Editorial Team (2025) and Harvard Faculty of Arts and Sciences Mignone Center for Career Success, (n.d.). You are potentially missing a great opportunity to reflect achievements in your work bullets that create a very persuasive impact in your experience history, as opposed to just citing off what your cut and dry work responsibilities were.** |
    | **5. Training, Education and Supporting Qualifications** | **The extensive OSHA and NAVFAC related education and training are extremely helpful here for the role you are targeting and present a clear edge above your applicant competition and peers. The Secret clearance being presented also is the perfect way to shine because it is a certification that gives you that competitive edge when it comes to meaningful contractor and federal roles. The improvement which could be presented here is in the education and training sections, which could be presented more consistently and clearly, especially with the dates, by narrowing the gap which recruiters and hiring managers would need to line them up to your degrees, cutting down their eye skimming time (Indeed, 2025). This is a very slight improvement, but the less time anyone reading your resume has to spend, the better. Another would be considered renaming “Other Information” to something more impactful like “Community Involvement” or “Volunteering Efforts” to show that you are a well-rounded professional who actively participates in the community and serves the community at large in a positive and professional manner.** |

    ### **Conclusion**

    All in all, the strong experience and alignment with construction safety is demonstrated very effectively in your resume. The field and target position which you are applying for is a direct matchup with the content that is presented inside the resume. Your resume will make an even bigger and better impression as well as leave a lasting impact with recruiting and hiring managers if slight revisions to accomplishment focused bullets are made, minor revisions to formatting, specifically to the education dates are included, and inserting a strong professional summary at the beginning also. The experience in the resume is fantastic, the main improvements that could be made is how that experience could be better communicated on the page. Great job!

    ### **References**

    Harvard Division of Continuing Education. (2025, November 18).
    _How to write a great resume and cover letter_. Harvard Extension School.
    [https://extension.harvard.edu/blog/how-to-write-a-great-resume-and-cover-letter/](https://extension.harvard.edu/blog/how-to-write-a-great-resume-and-cover-letter/?utm_source=chatgpt.com)

    Harvard Faculty of Arts and Sciences Mignone Center for Career Success. (n.d.).
    _Create a strong resume_. Harvard University.
    [https://careerservices.fas.harvard.edu/resources/create-a-strong-resume/](https://careerservices.fas.harvard.edu/resources/create-a-strong-resume/?utm_source=chatgpt.com)

    Indeed Editorial Team. (2025, December 11).
    _Resume critique: Definition and tips_. Indeed.
    [https://www.indeed.com/career-advice/resumes-cover-letters/resume-critique](https://www.indeed.com/career-advice/resumes-cover-letters/resume-critique?utm_source=chatgpt.com)

    **DevelopinganePortfolio_ArtifactAnalysisPaper.docx**

    This file is too large to display. [View in new window](https://www.sweetstudy.com/files/developinganeportfolio-artifactanalysispaper-docx)

  • [Solved] MGTCB/576 Competency 1 Assessment and Rubric part 1 of 3 for this class

    ✓ Verified Academic Solution Available

    Executive Solution Overview

    Course Title: Opportunity Evaluation and Value Creation Competency Assessment Title: Competency 1 Assessment Total Number of Points: 100 Assignment Directions Part 1: Corporate Entrepreneurship Assessment Choose 1 of the following Fortune 500 companies to study throughout this course: • Chevron Rese…

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    Assignment Prompt & Instructions

    Course Title: Opportunity Evaluation and Value Creation Competency Assessment Title: Competency 1 Assessment Total Number of Points: 100 Assignment Directions Part 1: Corporate Entrepreneurship Assessment Choose 1 of the following Fortune 500 companies to study throughout this course:

    • Chevron

    Research the company and then answer the following questions:

    • Which company did you choose?

    • What is the company’s website address?

    • What are 3-5 entrepreneurial strengths of the company?

    • What are the major elements of the company’s approach to entrepreneurship and value creation?

    • What is 1 action the company could take to increase its entrepreneurial value creation? Include references for any sources cited.

    Part 2: Adding Value to the Organization Assess the external environment of the organization. Based on your assessment and the strengths and weaknesses you identified in Part 1, evaluate opportunities for that organization to add economic, social, and environmental value. Recommend an opportunity that meets the following criteria:

    • Best capitalizes on the organization’s valuable, rare, and hard-to-imitate resources Is least impacted by the organization’s weaknesses

    • Takes the best advantage of the external environment

    Create a 13- to 15-slide PowerPoint presentation to present your assessment, evaluation, and recommendation. Include the following:

    • Cover slide

    • Agenda slide

    • Description of the organization (1 slide)

    • Summary of the strengths and weaknesses of the organization (2 slides)

    • Key aspects of your assessment of the external environment that present opportunities for adding value, such as trends, unmet needs, unsolved problems,

    underserved consumer groups, and so on (2-3 slides)

    • Evaluation of opportunities to add economic value (1 slide)

    • Evaluation of opportunities to add social value (1 slide)

    • Evaluation of opportunities to add environmental value (1 slide). Note: Some opportunities may appear on more than 1 slide. For example, you may find an

    opportunity that adds economic, social, and environmental value.

    • Recommended opportunity to pursue first, with a rationale that shows how the opportunity capitalizes on the organization’s valuable, rare, and hard-to-imitate

    resources; is not much impacted by the organization’s weaknesses; and takes advantage of the external environment (1-2 slides)

    • Conclusion slide

    • References slide

    • Speaker notes to convey the details you would give if you were presenting

    The slides should contain only essential information and as little text as possible. Do not design a slide presentation made up of long bullet points.

    Cite references to support your assignment.

    Competency Assessment Rubric

    Assignment / Performance Criteria Mastery 100%

    1. Organization description (weight 10%) Thoroughly described the organization

    2. 2. Organization’s strengths and weaknesses (weight 15%) Provided a thorough summary of the strengths and weakness of the chosen organization

    3. 3. Assessment of external environment (weight 20%) Included all key aspects of the external environment assessment that present opportunities for adding value to the organization

    4. 4. Adding economic value (weight 10%) Provided a thorough evaluation of opportunities to add economic value

    5. 5. Adding social value (weight 10%) Thoroughly evaluated opportunities to add social value

    6. 6. Adding environmental value (weight 10%) Provided a detailed evaluation of opportunities to add environmental value

    7. 7. Recommended opportunities to pursue with rationale (weight 25%) Thoroughly recommended an opportunity to pursue with a rationale for how the opportunity: capitalizes on the organization’s valuable, rare, and hard-to-imitate resources; is not much impacted by the organization’s weaknesses; and takes advantage of the external environment

    Additional Note:

    This needs to pass ZERO GPT and plagiarism checks.

    Need scholarly references and intext citations where necessary,

    Since this is a slide, need speaker notes embedded and also don’t leave the Powerpoint blank, google chevon and attach a pic behind every slide to make it look legit, presentable.

    Rubric is attached, need to follow and answer each aspect of the rubric

    – [\
    \
    mgtcb576_v1_comp1_rubric.pdf](https://www.sweetstudy.com/files/mgtcb576-v1-comp1-rubric-pdf-10528781 "mgtcb576_v1_comp1_rubric.pdf")

  • [Solved] Ili curriculum

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    Executive Solution Overview

    [>Operations Management homework help](https://www.sweetstudy.com/fields/business-finance-operations-management)

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    Assignment Prompt & Instructions

    [>Operations Management homework help](https://www.sweetstudy.com/fields/business-finance-operations-management)

  • [Solved] Case Analysis

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    [>Financial markets homework help](https://www.sweetstudy.com/fields/business-finance-financial-markets)

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    Assignment Prompt & Instructions

    [>Financial markets homework help](https://www.sweetstudy.com/fields/business-finance-financial-markets)